*Health Insurance
(Self Insured -Blue Cross/Blue Shield Provider)
$500 annual deductible per person (3 person - $1,500
family maximum); insurance pays 80%
(70% of allowable costs if not a Preferred Provider doctor.
Percentage is dependent on rate charged versus BCBS allowable
rate). After $2000 out-of-pocket per individual, (3 person
- $6,000 family maximum), insurance pays 100%.
The Yellowstone County Health Insurance plan does not
have annual open enrollment elections. Please notify Human
Resources with any family status changes (i.e. birth, adoption,
death, marriage, divorce or loss of previous eligible insurance
coverage). Addition of dependents must be completed and received
by Human Resources within 31 days of any status changes to
become effective. (See "Special Enrollment Period",
page 43 of Group Benefits Plan.)
*Prescription Program (Express
Scripts)
Tier 1 - Generic - $10 deductible - co-pay 85/15, Generic
drugs are automatically substituted for brand unless the physician
indicates "Dispense as Written" (DAW),
Tier 2 - Formulary - $10 deductible - co-pay 80/20
Formulary drugs are a lower cost alternative drug that are
in the same family of drugs as the brand name drug. A complete
list of Formulary drugs is available at www.bcbsmt.com
Tier 3 - Name Brand - $10 deductible - co-pay 75/25
Pharmaceutical Maximum Out-of-Pocket - $1,300 per calendar
year-per person (3 persons - $3,900 family maximum).
*Dental Insurance
(Blue Cross/Blue Shield)
$25 annual deductible per person; insurance pays 80%,
up to $2,400 per calendar year.
(70% of allowable costs if not a Preferred Provider doctor.)
$$ Premium Costs for Medical/Dental
$$
Full-time employee
(40 hrs/wk) |
$ 0
(County pays $ 504.00/mo) |
Family
$ 437.00/mo. |
Part-time employee
(20-39 hrs/wk) |
$ 252.00/mo.
(Cost shared at 50%) |
1 Child only
$ 206.00/mo |
| Spouse |
$ 328.00/mo. |
2 Children only
$ 412.00/mo. |
| |
|
3+ Children
$ 437.00/mo. |
*Life Insurance
(Assurant Life Insurance Company)
($10,000 minimum to $50,000 maximum limit) Employer Paid
Beneficiary receives 100% of BAS (Base Annual Salary) rounded
up to the next 1,000. Includes AD&D benefits.
*Supplemental
Life Insurance - $150,000 max
limit. ($200,000 combination limit of basic & supplemental)
You may purchase supplemental life insurance with or without
the AD&D benefits for up to 3 times your BAS not to exceed
$150,000. The premium rate is based on the amount you wish to
purchase and your age rate. Dependent Life: Must have supplemental
life to purchase. Option 1: Spouse $5,000/Child $2,500 for $1.55
per mo /family unit; Option 2: Spouse $20,000/Child $10,000
for $6.20 per mo/family unit.
*Long Term Disability
- Employer Paid
This coverage provides a monthly income to you, if you are disabled.
Monthly benefits of 60% of monthly pre-disability pay.
*Flexible Spending
Account
This is a tax-savings program that allows you to pay for insurance
premiums, medical expenses and childcare costs with PRE-TAX
dollars taken automatically from your paycheck. The program
renews each December for the next calendar year.
*Retirement Plan (Public
Employees Retirement System) (Defined Benefit
or Defined Contribution Plan)
A mandatory pension program if you work at least part-time.
You contribute 6.9% of earnings, with an equal match between
the County (6.935%) and State (.01%). You are vested after 5
years and benefits are payable at retirement. Employee's contributions
are refundable upon termination. Sheriff's Retirement-You
contribute 9.245% of earnings with an equal match by employer.
*Employee Assistance
Program (EAP)
- Employer Paid
Provides up to four free counseling visits per year for employees
and their families through St. Vincent's Healthcare.
*Education Program
The County may reimburse you up to 3 credit hours per semester
for degree completion college courses.
*Adult Preventative
Care Plan (Formerly known as the Cancer Screening Program):
The County pays for Mammograms, Pap Smears, and PSA tests at
100%, waiving the deductible. Sigmoidoscopies & Colonoscopies
are covered at 80%, waiving deductible. See your health insurance
Group Benefit Plan book for more details.
*Vacation and
Sick Leave
Vacation -- You earn 10 hrs/month (3 wks/year) and are
eligible to take vacation after your 6-month probationary period
Sick leave - You earn 8 hrs/month (12 days/year) and
are eligible to use sick leave after 90 days
Donation Program - County employees may donate sick hours
to others in need. Complete details in Human Resources.
FMLA - Allows for up to 12 weeks leave to care for family
medical emergencies. Complete details in Human Resources.
This is simply a brief summary of the benefit
programs available. For a full description of benefits, please
refer to your plan booklets or contact Human Resources - 256-2737.
Updated July 2008.
