FEMA Assessment
Forms - Flooding 2011
Registration Information for Homeowners &
Businesses
Disaster Assistance for homeowners, renters
and business owners affected by flooding during the spring of
2011 in Montana.
Apply by Phone: 1-800-621-FEMA (3362)
(TTY 1-800-462-7585 for the speech or hearing impaired)
Apply Online: www.disasterassistance.gov
Please have the following information available
when you call:
| Current contact information |
Address of the damaged property |
| Social Security number |
Brief description of damages |
| Current mailing address |
Insurance information
(if you have insurance) |
If you are eligible for disaster assistance, you
may choose to have the assistance check deposited directly into
your bank account.
Government disaster assistance covers basic needs
only and will not normally compensate you for your entire loss.
If you have insurance, the government may help pay for basic needs
not covered under your insurance policy. Some disaster aid does
not have to be paid back, while other types of help may come in
the form of loans.
Disaster recovery assistance is
available without regard to race, color, sex, religiou, national
origin, age, disabilty, or economic status. Anyone who believes
he or she has been discriminated against should contact the Federal
Coordinating Officer or the State Coordinating Officer.
More Information
for Homeowners | More Information
for Businesses
General Information
Assistance can be provided in three categories:
Public Assistance, Business Assistance and Individual Assistance.
Any government financial assistance in all three categories is
ONLY available after insurance pays for their eligible damages,
and then assistance beyond that is in the form of low interest
loans. Normally there are no government handouts of cash to businesses
and/or individuals after a disaster.
1. Public Assistance (for government property)
For Yellowstone County, Billings and Laurel - damage to streets,
roads, bridges and other infrastructure may also be covered by
insurance so government assistance will begin after insurance
coverage has been exhausted.
For public property damage beyond what insurance
pays, the entities may be eligible for state or federal disaster
funds if:
Each has eligible uninsured expenditures beyond their 2 mill emergency
levy (the 2 mill levy is local government's commitment to the
emergency).
If it is a Presidential Disaster Declaration (FEMA),
both the cities and county have to commit, expend and document
expenses up to the 2 mill amount, without actually levying that
amount, before they are eligible for federal funds on a 75/25%
reimbursement.
These expenses can be response and recovery costs from normal
operating budgets. The county and cities would each split their
25% share individually with the state.
2. Individual Assistance (for homeowners property flooded and/or
damaged)
For individual homeowners, if there are enough homes destroyed
or with enough major damage to qualify for the "Individual
Assistance" disaster declaration FEMA will conduct assessments
and make determinations if funds will be released. If there is
no FEMA assistance, the homeowners must rely on their own insurance,
themselves, or neighbors/volunteers to do cleanup work.
3. Business Assistance or Economic Injury Loans would come
in the form of low interest loans from the SBA and businesses
are only eligible for expenses beyond what it covered by insurance.
More Information on SBA Loans